Please keep the following 4 documents handy when you are about to start filling the online application form:
- KYC documents
- A government-issued address proof
- A recent passport size photograph
- Latest salary slips
Top 6 Features of Personal Loan:
- Personal loan EMIs starting Rs. 1,104/lakh* Borrow as per your needs and manage your personal loan EMIs with ease steps.
- Money deposit in your bank in 24 hours* Get your personal loan amount on the same day after approval.
- You have 60 months to repay your loan Choose a convenient tenor ranging up to five years.
- Approval in 15 minutes Meet banks basic eligibility criteria and get instant personal loan approval.
- 45%* lower EMIs with Flexi personal loan Pay interest-only EMIs and reduce your monthly instalments.
- No hidden charges Read about the fees and charges on your personal loan and stay informed.
A personal loan is an unsecured financial offering offered by government bank and other lenders. You can borrow money and repay it in a series of small instalments over a period of time.
With an online personal loan from here, you can borrow up to Rs. 25 lakhs and get instant approval. Meet the easy-to-meet eligibility parameters and complete your basic documentation to avail the money you need within 24 hours* of approval.
If you are a pre-approved customer, you may not even need to submit any additional paperwork, and you can get your Loan in as little as 10 minutes.
Use a Personal Loan for All Your Special Needs:
Personal loans are one of the most popular types of financing available today. And they can be used to manage a variety of expenses, including:
- Medical Treatment: Get access to the money you need when you need it and meet the expenses of your planned and unplanned medical requirements.
- Debt Consolidation: Consolidate different types of debt – from credit cards to loans – into a single personal loan and make your instalments manageable.
- Higher education: Provide complete financial support to your child for their higher education with a high-value best personal loan in India. Manage expenses such as course fees, travel expenses, hostel charges and more.
- Home renovation: Meet your home repair and renovation expenses with an instant personal loan and repay the amount over a flexible tenor of your choice.
- Used cars: Apply for a personal loan online to finance the purchase of a second-hand car.
- Wedding: Manage the expenses of a grand wedding or plan your dream honeymoon with the help of a personal loan.
- Travel: Knock destinations off your bucket list and fulfil your travel goals with a travel loan from Bajaj Finserv. Cover your travel expenses, including flight tickets and hotel bookings, with an easy-to-use personal loan.
*Terms and Conditions apply according to bank and other lenders.
Personal Loan Eligibility Criteria:
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Documents Required:
You need the following 4 documents while applying for a Personal Loan:
- KYC documents
- Employee ID card
- Salary slips of the previous 2 months
- Last 3 month’s bank statements of your salary account
*The document list mentioned here is indicative. You may be asked to submit additional documents at the time of loan processing.
How to Apply for a Personal Loan ?
Here is a detailed guide on applying for a personal loan. You may start your online application now and resume it at a later instance.
- Click on ‘Apply Online’ to open our simple online form
- Enter your 10-digit mobile number and OTP
- Share your basic information. Existing customers may find that their information is already pre-filled.
- Select the loan amount you wish to borrow
Our representative will call and guide you for the next steps.
Pre-approved customers are not required to complete an application process or wait for the money they need. They can get the loan amount transferred to their bank account in just 10 minutes.
If you are new here, you can get your personal loan by completing the simple application process mentioned above.
You will be asked to share your contact information and upload a few documents to help us verify your profile and prepare your personal loan offer.